Nina Hülsken is the Founder and Managing Director of Cosmo Element a consultancy firm based in Frankfurt, Germany. With over 13 years of experience working in the management for various key players in the payments industry she is well known in the European financial sector. Working with clients across the globe, she provides high-level strategic advice and oversees the implementation of a broad range of acquiring and payments projects.

She works on different licensing projects with the Card Schemes such as Mastercard, Visa and China Unionpay. Nina also works very closely with European stakeholders on banking regulation. She has advices several Payment Institutions and E-money Institutions to become EU regulated and to be able offering their services via passporting throughout Europe.

She is an appointed independent member of the Appeals Committee at the European Payment Council in Brussels.

She worked previously with Nosto as the Area Manager for Central Europe, Allied Wallet as VP Relationship Management and Business Development and B+S Card Service GmbH as the Manager for Ecommerce Payment Service Providers before founding Cosmo.

She got a degree in American Studies, Political Science, Modern History from The University of Bonn in Germany, Linguistics from Canterbury Christ Church University
Canterbury Christ Church University and did Research at the Loyola Marymount University. She is fluent in English and German.

“Let’s create, and if it works, it works, and if it doesn’t, we’ll create something else. Don’t have any limitations on what you think you could do or be.”

– From a quote by Oprah Winfrey